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With over 25 years of successful experience in finance, lending, and business ownership, Nikki and the team are well-equipped to offer clients tailored home loan solutions. Our primary objective is to find the best solution to help each client achieve their property ownership goals.

While our services are available Australia-wide, we are based in the Latrobe Valley.

If you would like to know more about how we can help refresh your finances and provide custom-made solutions that meet your individual needs, speak to us today.

Phone: 1300 578 877

email: info@anenfs.com.au 

 

Steps You Can Take to Help Achieve Your Home Ownership Dreams

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Each individual’s journey to homeownership is unique, and it’s essential to seek personalised advice from professionals such as mortgage brokers. Good luck in achieving your home ownership dreams!

Determine what type of home you want, where you want to live, and how much you can afford. Consider factors like the size of the property, amenities, proximity to schools or workplaces, and your future plans.

Assess your financial situation and create a realistic budget. Calculate your monthly income, expenses, and savings potential. Make adjustments to save more for a down payment and other home-buying costs.

Aim to save at least 20% of the home’s purchase price for a deposit. Consider setting up a separate savings account dedicated to this goal and explore options like automated transfers or cutting back on non-essential expenses to accelerate your savings.

A higher credit score can help you secure a better mortgage rate. Pay bills on time, reduce debt, and avoid opening new lines of credit. Regularly check your credit report for errors and dispute any inaccuracies.

Understand the different mortgage programs available and compare interest rates, terms, and fees. Get pre-approved for a mortgage to determine your borrowing capacity and to show sellers that you’re a serious buyer.

Investigate government grants that offer deposit assistance or lower entry rates for first-time homebuyers. These programs can help make homeownership more affordable.

Find a reputable real estate agent who specializes in the area you’re interested in. They can guide you through the home buying process, provide market insights, negotiate on your behalf, and help you find suitable properties.

The home buying process can take time, so be prepared for potential challenges and setbacks. Stay persistent, keep saving, and remain open to different options that fit your budget and criteria.

Contact Us

We will help you search, choose and settle your loan. Chat to us at a time that suits you.

General Enquiries
1300 578 877

 

電子郵件
info@anemfs.com.au 

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