Property investment has long been a staple of the Aussie retirement plan. Those looking to get their foot on the property ladder, or wanting to expand their portfolio, are taking advantage of the latest property market trends.

However, there have been changes to the lending landscape which all investors should be aware of before entering the market.

It’s now more common to find investment loans priced with a higher interest rate than an owner-occupied loan. This is due to restrictions placed on investment loans to give first home buyers and new home buyers a better chance to buy a property. Furthermore, lenders are now restricting the amount of investor loans they provide, causing many borrowers to be knocked back before they can start enquiring about a loan.

This is where we can help. We deal with a variety of lenders to find our clients the ideal loan for their individual requirements.