We work with a diverse panel of lenders
Helping you to achieve your dreams
We know how hard and lengthy the lending process can be without the right knowledge and support. All the paperwork, time and googling terminology is hard work if you don’t know the finance industry well. That’s where we come in.
At ANEM Finance Solutions, we have years of experience that allows us to assist you with your application from start to finish and make your process simple. We take the time to get to know our client’s individual needs and circumstances to ensure we provide you with your ideal financial solution.
If you’d like to know more about how we can help freshen up your finances and provide you with a tailor made solution to suit your needs, speak to us today.
Free home loan health check
Are you paying too much for your current home loan? Contact us for a Free home loan health check!
A free home loan health check can help you work out if your loan is still right for you and help you make an informed decision to benefit from better loan features or a lower rate.
Why do you need a home loan health check?
- Review your current home loan rate: in this environment, no homeowner can afford to just assume their loan offers good value. There may be scope for you to save with a more competitive rate that suits your individual circumstances.
- Refinancing: refinancing is an opportunity to potentially obtain a lower rate than you’re already paying, with potential savings on monthly repayments and a reduction in your total interest costs over the period of your loan. However, refinancing may incur additional costs, so it’s a decision that calls for careful consideration.
- Switching between fixed and variable or altering the loan term: in today’s environment, it might be tempting to lock into a low fixed rate but it’s important to understand how fixed and variable rates work to be sure you make the decision best suited to your needs.
- Access to more attractive loan features: it’s not always about getting a better rate. You may decide to take advantage of loan features better suited to your needs, especially if your individual circumstances have changed. You may also pay extra fees and charges, which you could avoid paying with another lender or you may not have the right product for your needs.
It’s important to note that having a chat with us doesn’t necessarily mean you will move lenders. We’ll only recommend changing if it is financially worth your while.
Benefits of using a mortgage broker
There are several benefits of using a mortgage broker for your loan. Here are a few:
Access to a wide range of lenders: Mortgage brokers have access to a large network of lenders, including banks, credit unions, and non-bank lenders. This means they can provide you with a wide range of loan options to choose from, increasing your chances of finding a loan that suits your needs and preferences.
Expert advice and guidance: Mortgage brokers are experts in the mortgage industry. They have in-depth knowledge of different loan products, interest rates, and lending criteria. They can provide you with personalized advice and guidance based on your financial situation and goals. This can help you make informed decisions and choose the right loan for your needs.
Save time and effort: Searching for the right loan can be time-consuming and overwhelming, especially if you’re not familiar with the mortgage market. A mortgage broker can save you time and effort by doing the research and comparison for you. They will gather all the necessary documentation and handle the paperwork, making the loan application process smoother and more efficient.
Negotiating power: Mortgage brokers have established relationships with lenders and can leverage their negotiating power to get you better loan terms and conditions. They can help you secure lower interest rates, negotiate fees, and potentially save you money in the long run.
Cost-effective: Contrary to popular belief, using a mortgage broker does not necessarily cost you more. In many cases, mortgage brokers are paid by the lender, not the borrower. They receive a commission from the lender when they successfully originate a loan. This means you can benefit from their expertise and services without incurring additional costs.
Ongoing support: A mortgage broker can provide ongoing support even after your loan is approved. They can assist you with any questions or concerns you may have throughout the life of your loan, such as refinancing options or changing lenders.
Overall, using a mortgage broker can simplify the loan process, save you time and effort, provide expert advice, and potentially save you money. It is important to choose a reputable and experienced mortgage broker to ensure you receive the best possible service.
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